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How Money Stress Can Affect Sleep Quality — a woman sleeping on a bed with a blue blanket

How Money Stress Can Affect Sleep QualityCEFR A2

1 Dec 2025

Adapted from Kat Cosley Trigg - Rice, Futurity CC BY 4.0

Photo by Slaapwijsheid.nl, Unsplash

AI-assisted adaptation of the original article, simplified for language learners.

New research shows that financial worries affect how well people sleep. Stress from money issues can make it hard to relax at bedtime. People may lie awake thinking about work or their financial situation.

The study found that financial stress leads to bedtime stress, which causes more sleep problems. This cycle can reduce overall sleep quality and increase daytime fatigue.

The researchers suggest that workplaces can help by providing support, good pay, and flexible hours. Individuals can also practice healthy sleep habits to improve their comfort and rest.

Difficult words

  • stressA feeling of worry or pressure.
  • financialRelated to money and managing it.
  • supportHelp or assistance given to someone.
  • situationA set of conditions or state of affairs.
  • fatigueA state of extreme tiredness.
  • qualityThe standard or level of something.
  • habitsRegular practices or routines.

Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.

Discussion questions

  • How do financial worries affect your daily life?
  • What healthy habits do you think improve sleep?
  • In what ways can workplaces better support their employees?

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