LingVo.club
Level
Rising premature deaths leave many people never using Medicare — Level B1 — a person wearing a white lab coat

Rising premature deaths leave many people never using MedicareCEFR B1

28 Dec 2025

Adapted from Brown University, Futurity CC BY 4.0

Photo by Nappy, Unsplash

Level B1 – Intermediate
3 min
132 words

Medicare, created in 1965 and funded mainly by payroll taxes, aims to provide affordable health care to Americans aged 65 and older. About 69 million people are currently enrolled.

A study led by researchers at Brown and Harvard analyzed Medicare enrollment files and death records from the US Centers for Disease Control and Prevention for all 50 states. They counted deaths among adults ages 18 to 64 from 2012 to 2022 and excluded people already eligible for Medicare for other reasons.

From 2012 to 2022 deaths in that age group increased by 27%. The rise was larger for Black adults than for white adults. The researchers say many people pay into Medicare their whole lives but die before they can use it, and they recommend that policymakers review when coverage is available.

Difficult words

  • payroll taxmoney taken from workers' wages to fund programs
    payroll taxes
  • enrollmentprocess of signing people up for a program
    enrollment files
  • analyzecarefully study data or information to understand
    analyzed
  • excludenot include someone or something in a group
    excluded
  • eligibleallowed to have or receive something
  • policymakerperson who creates government rules or plans
    policymakers
  • coveragehealth care services paid for by insurance
  • death recordofficial document that shows a person's death
    death records

Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.

Discussion questions

  • Should the age for Medicare eligibility be reviewed? Why or why not?
  • How do you feel about people paying into Medicare but dying before they can use it?
  • What factors should policymakers consider when they review when coverage is available?

Related articles

Rising premature deaths leave many people never using Medicare — English Level B1 | LingVo.club