The Brookings Institution's recent research highlights the lasting financial advantages of obtaining a college degree. Even after accounting for student loan payments, graduates earn approximately $8,000 more annually compared to those who attended but did not complete their degree. This figure rises to about $10,400 when debt is not considered, illustrating that higher education remains a wise financial choice.
Despite concerns over rising tuition and loans, the findings indicate significant long-term earnings potential. Debt-adjusted earnings analyses reveal that, although student debt can diminish immediate financial gains, the overall benefits of achieving a degree are substantial.
The researchers suggest that policies encouraging degree completion and reducing financial barriers could maximize these returns. They also express concern about potential federal legislation that might limit access to educational opportunities. Instead, they advocate for expanding student loan programs to include more credentials that lead to successful job outcomes.
Difficult words
- advantage — A benefit or a favorable condition.advantages
- graduate — A person who has completed a degree.graduates
- tuition — The money paid for college or school.
- debt — Money that is owed to someone.
- potential — The ability to grow or develop.
- policy — A set of rules or guidelines.policies
- advocate — To support or recommend something publicly.
Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.
Discussion questions
- What are your views on student loans?
- How can education be made more accessible?
- What roles do policies play in education?
Related articles
Moroccan Students Choosing China for Education
Many young Moroccans are moving to China for affordable education and better job prospects. This trend reflects economic challenges at home and the influence of social media.
Cashew Waste: A Lucrative Business for Ghana’s Youth
In Ghana, young people are turning cashew apples, often wasted, into profitable products like juice and snacks. This initiative is helping them earn income and develop important skills.
The Zenica School of Comics: A Creative Escape for Kids
The Zenica School of Comics provides a creative outlet for children, helping them cope with the harsh realities of war in Bosnia and Herzegovina. It promotes art and expression among young artists.
AI Could Train the Next Generation of Surgeons
Artificial intelligence may assist medical students by giving real-time feedback on their surgical skills. This tool aims to help address the shortage of surgeons.
Impact of COVID-19 on Science Journalism
The COVID-19 pandemic highlighted the importance of science journalism and led to new learning experiences for journalists worldwide.
Environmental Crimes in the Dominican Republic
As of September 2025, there have been 118 legal cases for environmental violations in the Dominican Republic. This article highlights the types of crimes, reporting systems, and some success stories in protecting the environment.