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College Degrees Still Offer Financial Benefits — a woman in a cap and gown holding a diploma

College Degrees Still Offer Financial BenefitsCEFR A2

25 Nov 2025

Adapted from Neil Schoenherr-WUSTL, Futurity CC BY 4.0

Photo by Sebastian Latorre, Unsplash

AI-assisted adaptation of the original article, simplified for language learners.

A new study shows that completing a college degree provides financial benefits. The research indicates that degree holders earn, on average, $8,000 more each year than those who started college but did not finish. This difference remains even when considering student loan payments.

The study also explains that without factoring in debt, the earnings increase to about $10,400. Experts state that this emphasizes the value of higher education and the need for policies that help students complete their degrees.

Difficult words

  • degreeA level of education from a school.
    degrees
  • benefitAn advantage or good effect.
    benefits
  • earnTo receive money for work done.
  • completeTo finish something.
    completing
  • policyA plan or rule for decision making.
    policies
  • emphasizeTo give special importance to something.
    emphasizes

Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.

Discussion questions

  • Why do you think completing a degree is important?
  • What policies could help students finish their degrees?
  • How do financial benefits affect a student's choice to pursue a degree?

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