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How Couples' Views of Money Affect Happiness — Level A2 — three crumpled yellow papers on green surface surrounded by yellow lined papers

How Couples' Views of Money Affect HappinessCEFR A2

12 Feb 2026

Adapted from Savannah Peat - U. Georgia, Futurity CC BY 4.0

Photo by Volodymyr Hryshchenko, Unsplash

Level A2 – High beginner / Elementary
2 min
101 words

Researchers at the University of Georgia surveyed more than 100 Georgia couples. They asked husbands and wives separately about their spending and saving habits, income, and how happy they were with their finances and marriage.

The study found that partners who viewed each other as savers reported higher marital happiness and better financial well-being. Perceptions mattered more than actual financial numbers. For example, couples who spent more than they saved still felt pleased if one partner believed they were saving. The study also showed differences between men and women, and researchers said that talking about money builds understanding and empathy.

Difficult words

  • researcherpeople who do scientific studies
    Researchers
  • surveyto ask people questions for a study
    surveyed
  • coupletwo people in a romantic relationship
    couples
  • spendto use money to buy things
    spending, spent
  • perceptionan idea or belief about a situation
    Perceptions
  • empathyability to understand another person's feelings

Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.

Discussion questions

  • Do you or people you know talk about money with a partner? Why or why not?
  • How can talking about money help a relationship?
  • Why might what partners believe about saving be important, even if numbers are different?

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