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Climate adaptation funding in Africa — Level B1 — a one billion dollar bill sitting on top of a tree

Climate adaptation funding in AfricaCEFR B1

27 Mar 2026

Adapted from Ogechi Ekeanyanwu, SciDev CC BY 2.0

Photo by Rob, Unsplash

Level B1 – Intermediate
3 min
159 words

Communities across Africa are adapting to changing rainfall and stronger floods by shifting planting seasons, reinforcing shorelines and developing low-cost resilience solutions. Despite these actions, much of the funding meant to support adaptation does not reach frontline communities.

A report published in February by Global Health Strategies, working with the African Union Commission's environment directorate, finds that adaptation finance still relies heavily on multilateral and bilateral sources while private contributions remain limited. The study highlights systemic barriers: complex financing structures, a heavy reliance on intermediaries and widespread perceptions of risk that block local actors.

Emmanuel Siakiloe, a senior advisor on climate change adaptation and resilience at the AU Commission, says perceived fiduciary, operational and climate risks lead to stringent requirements and many due diligence steps. The report recommends measures such as expanding budget allocations, integrating climate into sector planning, issuing green or resilience bonds and using public finance to crowd in private capital through guarantees and co-financing.

Difficult words

  • adaptationChanges to cope with new environmental conditions.
  • resilienceAbility to recover after difficult events.
  • frontlineClosest to a problem or danger.
  • multilateralInvolving several countries or organizations together.
  • intermediaryPerson or group acting between others.
    intermediaries
  • fiduciaryConnected to responsibility for managing money.
  • due diligenceCareful checks before a decision or payment.
  • guaranteePromise to support or secure payment.
    guarantees
  • co-financingShared funding by two or more parties.

Tip: hover, focus or tap highlighted words in the article to see quick definitions while you read or listen.

Discussion questions

  • Which of the recommended measures (for example bonds or guarantees) do you think would work best in your country, and why?
  • Can you think of low-cost resilience solutions that would help your local area with floods or changing rainfall?
  • What should donors or governments change so more adaptation funding reaches frontline communities?

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