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St. Louis basic income pilot improved family finances — a view of the st louis skyline at sunset

St. Louis basic income pilot improved family financesCEFR B1

18 Dec 2025

Adapted from Washington U. in St. Louis, Futurity CC BY 4.0

Photo by Yifu Wu, Unsplash

Level B1 – Intermediate
3 min
170 words

Researchers at the Brown School’s Center for Social Development and its Evaluation Center carried out an independent, mixed-methods evaluation of the St. Louis Guaranteed Basic Income pilot. The pilot began in late 2023 and provided $500 per month for 18 months to more than 500 low-income families with school-age children.

The team used surveys, interviews, spending data and anonymized monthly credit records to measure effects. Families reported fewer missed rent and utility payments, reduced food insecurity, and greater ability to cover essential needs and unexpected expenses. Parents also said payments helped pay for education, extracurriculars and health needs.

Administrative credit data showed participants’ credit scores rose by an average of 12 points compared with similar St. Louis residents who did not receive payments. A temporary, lawsuit-driven pause in payments in 2024 coincided with short-term declines in credit health. The researchers recommended reducing administrative barriers, ensuring consistent payments, and offering optional financial services. The pilot has ended and there are no current plans to extend it.

Difficult words

  • pilotsmall test program to try a policy
  • mixed-methodsresearch using both numbers and personal data
  • evaluationstudy that checks how well something works
  • anonymizeinformation changed so people cannot be named
    anonymized
  • food insecuritynot having reliable access to enough food
  • credit scorenumber that shows a person's financial history
    credit scores
  • barrierofficial or practical obstacle that blocks progress
    barriers
  • coincideto happen at the same time
    coincided

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